JM Liquid Fund - Growth Option

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NAV
₹ 71.2846 ₹ 0.02 (0.02 %)
as on 02-07-2025
Asset Size (AUM)
2,680.18 Cr
Launch Date
Dec 31, 1997
Investment Objective
To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in Debt and money market securities with maturity of upto 91 days only.Investors are required to read all the scheme related information set out in this document carefully and also note that there can be no assurance that the investment objectives of the scheme will be realized. The scheme does not guarantee/ indicate any returns.
Minimum Investment 1000.0
Minimum Top-up 100.0
Investment Returns Since Launch in Dec 31, 1997
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7.4

%
3 M
6 M
1 Y
3 Y
10 Y
Inception
Sharp Ratio
0.26 %
Expense Ratio
0.26%
Volatility
0.46 %
Fund House
JM Financial Mutual Fund
Fund Manager
Mr. Killol Pandya, Ms. Naghma Khoja, Ms. Ruchi Fozdar
Key Features
Scheme description
This fund has lowest risk compared to any other debt funds. It invests in debt and money market securities having maturity of upto 91 days only and is suitable for investors with lowest risk profile having investment horizon of few days to few weeks.
Minimum Purchase Application Amount
Rs. 1000.0 (plus in multiples of Rs. 100.0)

Entry Load
Not applicable
Exit Load
Day 1 - 0.0070%,Day 2 - 0.0065%,Day 3 - 0.0060%,Day 4 - 0.0055%,Day 5 - 0.0050%,Day 6 - 0.0045%,Day 7 onwards - Nil
Indicative Investment Horizon
5 Years and above
Asset Allocation
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4AssetsDebtMutual FundsCash & Cash Equivalents
Fund Performance
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4FundFD
Fund₹ 10707
FD₹ 10600
Profile
Credit Quality Porfolio (%)
SOV 11.83
AAA 70.02
AA -
A -
BBB -
Below BBB -
D -
Note: AAA includes A1, A includes A2, BBB includes A3.
Cash & Cash EquivalentsCDsDebtCorporate Bonds505040403030202010100045.83 %21.99 %15.81 %11.83 %5.67 %
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Scheme Category % of Change
month-on-month
Duration 0.14 0.19 0.56
Maturity 0.15 0.2 0.5
YTM 7.25 7.25 0.02
Axis Bank Ltd (22/08/20...CD - HDFC BANK - 11/06...LIC HOUSING FINANCE L...CD - UNION BANK OF INDI...364 Days Tbill 2025Indian Bank (20/08/2025)THE FEDERAL BANK LIMI...Piramal Finance Ltd 28-JU...SMALL INDUSTRIES DEVE...Kotak Securities Ltd. 27...5544332211004.49 %3.41 %2.28 %2.28 %2.25 %2.25 %2.25 %2.25 %1.14 %1.13 %
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Performance

Scheme Performance (%)

Data as on - 02-07-2025
Created with Highcharts 4.1.4ReturnsJM Liquid Fund - Growth OptionS&P BSE Liquid Rate IndexDebt: LiquidYTD1 Month3 Month6 Month1 Year3 Years5 Years10 YearsSince Launch0255075

Yearly Performance (%)

Created with Highcharts 4.1.4ValuesJM Liquid Fund - Growth OptionS&P BSE Liquid Rate IndexDebt: Liquid20162017201820192020202120222023202420250246810
Investment Returns Calculator
Amount InvestedFund ValueProfitReturns
Fund120,000123,8063,8067.04
Benchmark120,000123,3483,3486.20
Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.
Peer Comparison
Scheme Name Inception Date 1 Year Return % 2 Year Return % 3 Year Return % 5 Year Return % 10 Year Return %
JM Liquid Fund - Growth Option 31-12-1997 7.07 7.14 6.88 5.47 6.22
HSBC Liquid Fund - Growth 04-12-2002 8.88 9.22 8.41 6.03 6.03
Aditya Birla Sun Life Liquid Fund- Discipline Advantage Plan 22-06-2009 7.39 7.49 7.18 5.63 6.36
BANK OF INDIA Liquid Fund- Regular Plan- Growth 16-07-2008 7.23 7.3 7.02 5.55 6.23
Axis Liquid Fund - Regular Plan - Growth Option 05-10-2009 7.2 7.27 7.0 5.55 6.28
Portfolio Analysis
Portfolio as on 31-05-2025
Sector Allocation
SectorAllocation (%)
Portfolio Holdings
Company Instrument Credit Rating Holdings (%)
CCILCash & Cash Equivalentsundefined21.99
91 Days Treasury Bill 28-Aug-2025DebtSOV8.99
Indian Bank 07-AUG-2025DebtAAA4.5
EXIM Bank 08-AUG-2025DebtAAA4.5
Axis Bank Limited 22-AUG-2025DebtAAA4.49
HDFC Bank Limited 18-AUG-2025DebtAAA4.49
SIDBI 26-AUG-2025DebtAAA4.49
HDFC Bank Limited 11-JUN-2025DebtAAA3.41
Godrej Agrovet Limited 22-AUG-2025DebtAAA3.37
7.38% LIC Housing Finance Limited 18-AUG-2025DebtAAA2.28
Union Bank of India 04-JUN-2025DebtAAA2.28
ICICI Home Finance Company Limited 06-AUG-2025DebtAAA2.25
Piramal Finance Ltd 28-JUL-2025DebtAAA2.25
Reliance Retail Ventures Ltd 14-AUG-2025DebtAAA2.25
Aditya Birla Capital Limited 12-AUG-2025DebtAAA2.25
LIC Housing Finance Limited 19-AUG-2025DebtAAA2.25
The Federal Bank Limited 04-AUG-2025DebtAAA2.25
Bank of Baroda 05-AUG-2025DebtAAA2.25
Indian Bank 20-AUG-2025DebtAAA2.25
364 Days Treasury Bill 21-Aug-2025DebtSOV2.25
SBI Cards and Payment Services Limited 21-AUG-2025DebtAAA2.24
Reliance Retail Ventures Ltd 26-AUG-2025DebtAAA2.24
Godrej Properties Limited 25-AUG-2025DebtAAA2.24
Bajaj Housing Finance Ltd 29-AUG-2025DebtAAA2.24
360 ONE Prime Limited 20-AUG-2025DebtAAA2.24
ICICI Securities Limited 07-AUG-2025DebtAAA2.03
7.15% SIDBI 02-JUN-2025DebtAAA1.14
Kotak Securities Ltd. 27-JUN-2025DebtAAA1.13
Kotak Mahindra Investments Ltd. 20-JUN-2025DebtAAA1.13
NABARD 24-JUN-2025DebtAAA1.13
Bank of Baroda 06-JUN-2025DebtAAA0.45
Corporate Debt Market Development Fund - Class A2 UnitsMFundefined0.36
91 Days Treasury Bill 01-Aug-2025DebtSOV0.23
91 Days Treasury Bill 19-Jun-2025DebtSOV0.14
91 Days Treasury Bill 03-Jul-2025DebtSOV0.13
182 Days Treasury Bill 10-Jul-2025DebtSOV0.09
Net Receivable/PayableDerivativesundefined-4.22
Sector Allocation
Created with Highcharts 4.1.4Others
Portfolio Holdings
Created with Highcharts 4.1.4CCIL91 Days Treasury Bill 28-Aug-2025Indian Bank 07-AUG-2025EXIM Bank 08-AUG-2025Axis Bank Limited 22-AUG-2025HDFC Bank Limited 18-AUG-2025SIDBI 26-AUG-2025HDFC Bank Limited 11-JUN-2025Godrej Agrovet Limited 22-AUG-2025Others